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  • Adverse Selection in a Multiple-Choice Environment
    comprehensive program with a $1,000 deductible. The primary objective of the client was to move employees away ... employees are attracted to the routine and preventative care in the HMO. They may feel that the coverage for ...

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    • Authors: Application Administrator, Ernest J Lampron, William Miner, Richard Ostuw
    • Date: Apr 1987
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Diversification Of Life Insurance Companies
    techniques can range from captive agents on one hand to direct response methods on the other. The various products ... long had a presence in reinsurance markets and in direct career agency markets. Two years ago, we acquired ...

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    • Authors: David E Neve, Richard S Robertson, Rodney R Rohda, Robert Shapiro, Michael Sproule, John C Head, Application Administrator
    • Date: Apr 1982
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Professional development; Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
  • Emerging Tax Issues
    family term rider included a term rider on the primary or base insured. In fairness, though, I would point ... of that legislative history a term rider on the primary insured is a OAB. Phil, I agree that to the extent ...

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    • Authors: Application Administrator, August Chow, Stanton L Cole, Steven D Hooe, Michael P Cogswell, Thomas A Gick
    • Date: Oct 1992
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Fair Value Accounting
    you should be aware of is that there really is no direct effect on FAS 115 related to derivative hedge accounting ... different possible fair value accounting methods. The primary focus of that paper, though, is more on “how” than ...

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    • Authors: Application Administrator, Luke Girard, George Silos, Douglas W Johnson
    • Date: Oct 1996
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Fair value accounting
  • General Accepted Accounting Principles 'GAAP' Implementation Implementation Issues
    be deficient. The project manager would take care of most of the administrative issues related to ... complex. For example, consider annual factors for direct recognition. By taking the assumptions that were ...

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    • Authors: Application Administrator, Mary Ann H Peltier, James Milholland, Ronald Takemoto
    • Date: Oct 1996
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Management partnership
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
  • Separate Account Products in the U.S. and Canada: Comparing Their Design, Regulation, and Taxation
    Separate Account Products in the U.S. and Canada: Comparing Their Design, Regulation, and Taxation ... limited taxing powers in that they're limited to direct taxation in the provinces. Both the provinces ...

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    • Authors: Application Administrator, Christian J DesRochers, Philip Friedlan
    • Date: Jun 2000
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy; Public Policy
  • Are Individual Annuities Profitable?
    Are Individual Annuities Profitable? Panelists discuss the profitability of single-premium ... Products sold in other markets, such as 403 (b) and direct (e.g., low-load) may have different features and ...

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    • Authors: Application Administrator, Douglas Doll, John Fenton, Paul H LeFevre
    • Date: Oct 1997
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Individual annuities
  • Impact of Federal Income Tax on Financial Management
    Impact of Federal Income Tax on Financial Management Discusses the implications of the recent ... uniform base. I also have a question, and I will direct this to Tom, but anyone else who wants to respond ...

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    • Authors: Application Administrator, Richard S Miller, Virgil Wagner, David Zimmerli, Thomas F Conroy, Harry D. Garber
    • Date: May 1987
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Tax accounting
  • Federal Income Taxes - Insurance Company Perspective
    Federal Income Taxes - Insurance Company Perspective Presented at October 1985 Annual Meeting. ... drafting of proposed regulations at the ACLI, the primary issue raised under Section 806(a) related to a ...

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    • Authors: Application Administrator, Steven W Fickes, Randall Mire, John Palmer, Akiva Zohar
    • Date: Oct 1985
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy